Home » FAQ » Credit History, Social Security and Credit CardsCredit History, Social Security and Credit Cards posted in: FAQ, Jobs, Business & Finance | 0 How does credit work in the United States? What is credit history? How can I start to build my credit history in the U.S.? What is a Social Security number or S.S.N.? How can I obtain one? Do I need to be American to have a S.S.N.? Can foreigners get U.S. credit cards, debit cards and bank accounts?